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American General Life And Accident Insurance Company

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Life Insurance


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Quotes typically provided by agents include these insurance companies and more. InsuranceDesk is not directly affiliated with any of the companies shown above.

Accident

Accidents causing death, injury, and damage have always happened. Phrases used to describe similar incidents include: auto accident, car crash, car smash, car wreck, fender bender, motor vehicle accident, personal injury collision, road accident, road traffic accident, road traffic collision, road traffic incident, traffic collision. There are demographic differences in accident rates. For example, although young people tend to have good reaction times, disproportionately more young male drivers feature in accidents, with researchers observing that many exhibit behaviours and attitudes to risk that can place them in more hazardous situations than other road users.[5] This gets reflected by actuaries when they set insurance rates for different age groups, partly based on their age, sex, and choice of vehicle. Older drivers with slower reactions would be expected to be involved in more accidents, but this has not been the case as they tend to drive less and, apparently, more cautiously. All parties involved in an accident must stop at the scene, and exchange insurance or identification information or summon the police. Get your free auto insurance quotes from InsuranceDesk.com now.

American General

AIG is the world's leading international insurance and financial services organization, with operations in more than 130 countries and jurisdictions. AIG member companies serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer. In the United States, AIG companies are the largest underwriters of commercial and industrial insurance and AIG American General is a top-ranked life insurer. AIG's global businesses also include financial services, retirement services and asset management.

Company

Insurance companies may be classified into two groups. Life insurance companies, which sell life insurance, annuities and pensions products. Non-life or general insurance companies, which sell other types of insurance. Life and non-life insurers are subject to different regulatory regimes and different tax and accounting rules. The main reason for the distinction between the two types of company is that life, annuity, and pension business is very long-term in nature

Life Insurance

Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the policy owner's death. In return, the policy owner (or policy payer) agrees to pay a stipulated amount called a premium at regular intervals.
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Insurance

Promise of reimbursement in the case of loss; paid to people or companies so concerned about hazards that they have made prepayments to an insurance company.


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